Features
Minimum age:
21 and above
Late Payment Fees:
Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Advance Transaction Fee:
18% per annum on cash advance amount
- Dining
- 5% cashback every weekend on dining
Up to 10% SMART$ Rebate for dining at participating restaurants
- Groceries
- 5% cashback every weekend on groceries
- Shopping
- 5× UNIRinggit for every RM1 spent on retail household (Courts, Harvey Norman, IKEA, Machines and more)
- Travel
- Earn up to 4 Airmiles for every RM5 spent at AirAsia BIG Points, Kris Flyer, Enrich Flyer and Asia Miles
1× complimentary access to Plaza Premium Lounge every month
- Petrol
- 1% cashback at all BHPETROL station
