21
No late payment charge
5.3% of cash amount (min. RM 21.20)
Discounts and privileges at over 1,000 local and 24,000 global hotels, restaurants, boutiques, retail outlets, golf resorts, and more
Flexible Monthly Installments with flat Interest Rate between 5.32% to 5.81% p.a
0% Installment Payment Plan at all participating merchants