Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash Advance Transaction Fee:
18% per annum on cash advance amount
Dining
1 VIP point for every RM1 spent if total monthly spending is RM30,000 and below
2× VIP points for every RM1 spent if total monthly spending is RM30,001 and above
2× VIP Points on overseas retail transaction
Up to 0.9% cashback
Groceries
1 VIP point for every RM1 spent if total monthly spending is RM30,000 and below
2× VIP points for every RM1 spent if total monthly spending is RM30,001 and above
Up to 0.9% cashback
Shopping
1 VIP point for every RM1 spent if total monthly spending is RM30,000 and below
2× VIP points for every RM1 spent if total monthly spending is RM30,001 and above
2× VIP Points on overseas retail transaction
Up to 0.9% cashback
Travel
1 VIP point for every RM1 spent if total monthly spending is RM30,000 and below
2× VIP points for every RM1 spent if total monthly spending is RM30,001 and above
2× VIP Points on overseas retail transaction
Up to 0.9% cashback
Petrol
1 VIP point for every RM1 spent if total monthly spending is RM30,000 and below
2× VIP points for every RM1 spent if total monthly spending is RM30,001 and above
Up to 0.9% cashback